Insurance Recommendations and Compensation

If your financial plan includes an insurance recommendation, that recommendation is provided as part of our advisory services and is subject to our fiduciary duty.

Certain members of our team, including our Founder, Eric Nagel, are separately licensed insurance agents. You are under no obligation to purchase insurance through anyone associated with Maverick Thomas Capital and may purchase any recommended insurance product through a licensed insurance professional of your choosing.

If you choose to purchase an insurance product through a member of our team, the insurance transaction is conducted by that individual in their separate capacity as a licensed insurance agent, not by Maverick Thomas Capital LLC in its capacity as an investment adviser. The licensed insurance agent may receive commissions or other compensation from insurance companies in connection with the sale of insurance products. Eric Nagel may also receive insurance-related override or other compensation in connection with insurance business conducted by members of the team.

This insurance compensation is separate from, and in addition to, advisory fees paid to Maverick Thomas Capital and creates a conflict of interest because the recipient has a financial incentive associated with the purchase of an insurance product.

Commissions associated with permanent life insurance may represent a substantial percentage of the first-year premium, and insurance agents may also receive renewal commissions or other compensation from insurance companies.

Clients are not required to purchase insurance through Eric Nagel or any other person associated with Maverick Thomas Capital. Choosing another insurance professional will not affect the advisory services you receive from Maverick Thomas Capital.

Additional information regarding these insurance activities, compensation arrangements, and related conflicts of interest is available in our Form ADV Part 2A.

Retirement Rollover & Consolidation Disclosure

Our advisory fee is based on a percentage of the assets we manage, as described in our Form ADV Part 2A and your advisory agreement. If you roll over or consolidate retirement assets into an account managed by Maverick Thomas Capital, our advisory fee will apply to those assets.

This creates a conflict of interest because Maverick Thomas Capital has a financial incentive to recommend that you roll over or consolidate assets into an account we manage.

You are not required to roll over or consolidate retirement assets to work with us. Alternatives may include leaving assets in an existing employer-sponsored retirement plan or transferring them to another account or provider.

When we provide a rollover recommendation, we consider relevant factors such as the costs, investment options, services, features, and other characteristics of your existing retirement plan compared with an account managed by Maverick Thomas Capital, based on information you provide.

Additional information regarding rollover recommendations, advisory fees, and related conflicts of interest is available in our Form ADV Part 2A.

Wealth Building Cornerstones™ Disclosure

Wealth Building Cornerstones™ is a third-party financial planning system and is not affiliated with Maverick Thomas Capital LLC. Maverick Thomas Capital pays a subscription fee to use the system and receives no compensation from its provider.

The system may be used to model investments and life insurance together as part of the financial planning process. The use of the system does not determine whether insurance is recommended. Any insurance recommendation is made by your advisor based on your individual circumstances, objectives, and financial needs. The insurance compensation and conflict-of-interest disclosures provided on this page apply to any insurance recommendations and transactions.

Any illustrations, projections, or other hypothetical results generated by Wealth Building Cornerstones™ are based on assumptions and inputs that may not reflect actual future conditions or results. They are hypothetical, are not guarantees of future performance or outcomes, and actual results may differ.

Third-Party Links & Risk Questionnaire

Account access links are provided for the convenience of our clients and direct users to third-party websites that are not controlled by Maverick Thomas Capital LLC. Fidelity and Black Diamond are not affiliated with Maverick Thomas Capital LLC and do not endorse the firm.

The risk questionnaire available on this website is provided by Nitrogen, a third-party provider that is not affiliated with Maverick Thomas Capital LLC. Risk Number® and Nitrogen® are trademarks of their respective owner.

The questionnaire is designed to help assess the level of market volatility and investment risk you indicate you are comfortable accepting. Your advisor may use the resulting score as one of several factors when evaluating your investment profile and developing recommendations. The score does not represent or establish a limit on the amount your portfolio could lose and does not, by itself, constitute an investment recommendation.

Any illustrations, projections, or hypothetical results presented through the questionnaire are based on assumptions that may not occur. They are hypothetical, not guarantees of future performance or results, and actual results may differ.

Permanent Life Insurance Disclosure

Permanent life insurance may involve significant premiums, fees, expenses, and surrender charges. Policy values and benefits are not guaranteed except to the extent specifically stated as guaranteed in the applicable insurance policy. Clients should carefully review the policy and applicable illustrations before purchasing permanent life insurance.

Fiduciary Duty & Conflicts of Interest

As an investment adviser, Maverick Thomas Capital LLC has a fiduciary duty to its advisory clients with respect to the investment advice and advisory services provided under its advisory agreements.

Like all investment advisers, we may have conflicts of interest. Our material conflicts, including those arising from insurance commissions and other insurance-related compensation received by certain members of our team, are summarized in these Important Disclosures and described in greater detail in our Form ADV Part 2A.

Scope of Advisory Relationship

Maverick Thomas Capital LLC provides investment advisory services only to clients who have entered into a written advisory agreement with the firm. Your advisory agreement defines the services we provide to you and the scope of our advisory relationship.

Information presented on this website is intended for general informational purposes and does not expand or modify the services or obligations established by your advisory agreement.

If information on this website differs from your advisory agreement or our Form ADV Part 2A, the applicable advisory agreement and Form ADV Part 2A control.